Home Loan Types
There are many different loan mortgage types on the market to suit almost every need. It is important to choose the one that is right for you. The major loan types are described below. Click on each type of loan to get more detailed information.
First Home Buyer
If you are looking at buying your first home we can help you with your purchase. We will also assist you with your application for a First Home Owners grant.
Refinancing - Changing Lenders
If you are unhappy with your existing lender and are considering refinancing your loan, we can help you change lenders. It is highly likely that we can offer you a better deal and save you money.
Investor buying another property
If you are considering changing properties, as well as changing your lender, we will assist you with this switch over. We will deal with your existing lender and your Solicitor.
Self-Employed Low Documentation (LoDoc) and Non-conforming
If you are self-employed, you may have had trouble with banks in the past when applying for a loan. With our LoDoc product you get a great home loan rate without the mountain of documents you usually need.
100% Finance
Only got enough money to meet the cost of stamp duty and Solicitors costs etc in connection with your home purchase? Well, we have a product that may be able to provide you with 100% of the purchase price of the property that you are buying.
Impaired Bad Credit History
Not everyone fits the standard home loan mould. You may have an impaired credit history or be self employed and unable to provide the required documentation in support of your application or both. Whatever the case, we have a product to suit almost every situation.
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